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Purchase, Mortgage Loan Officer

Company: Carrington Mortgage Services, Mortgage Lending Div
Location: Aliso Viejo
Posted on: January 17, 2022

Job Description:

Carrington maintains the necessary infrastructure to ensure stability and maximize value during any market cycle. We are a fully integrated mortgage company supporting our customers by providing a broad range of real estate services encompassing nearly all aspects of single family residential real estate transactions in the United States.
Our Mortgage Lending Division is becoming an industry leader by providing competitive mortgage products within our Retail and Wholesale lines of business. We deliver a superior customer experience by meeting individual needs, focusing on financial education, ensuring that our loans close on time and making the entire process as easy as possible. We're always building our mortgage business with our customers in mind. Join us.
Responsible for selling mortgages and adhering to company guidelines Responsible for advising customers regarding their options for obtaining a new mortgage, with a focus on purchase lending. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Discuss mortgage options for purchase loans with prospective and current customers.
  • May do occasional refinance loans, generally with previous clients.
  • Manage the loan process according to current legal and company guidelines and applicable federal, state and local regulations.
  • Follow up with prospective clients regarding documents that were submitted for review, analyze credit reports, income documents and further research as required.
  • Maintain in depth knowledge of FHA, FNMA, FHMC, VA, and USDA products in order to provide the highest levels of service for our clients and the consistent communication needed to educate and inform borrowers throughout the process.
  • Adhere to all phone disclosure requirements when speaking to customers.
  • Explain various loan products to customers.
  • Ensure loans are in compliance with Carrington guidelines, applicable state and federal regulations, and investor requirements.
  • Partner with operations staff to ensure expedient process of file flow.
  • Provide a high level of customer service to customer and agent during the loan process.
  • Establish and maintain relations with Vylla agents, Concierge and title.
  • Perform other duties as assigned.
    SUPPORT! - Are your deals closing in 20 days or less!
    • 2+ years of mortgage lending experience preferred.
    • NMLS License.
    • Strong experience with FHA and conventional loans highly preferred.
    • Experienced with purchase transaction preferred.
    • Ability to follow loan protocols.
    • Efficient with computers and loan operating systems.

      Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, gender, national origin, ancestry, age, marital status, sexual orientation, veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.
      EEO/AAP Employer

Keywords: Carrington Mortgage Services, Mortgage Lending Div, Aliso Viejo , Purchase, Mortgage Loan Officer, Other , Aliso Viejo, California

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